
With United Rentals' Customer Finance Program, you can find the best equipment financing solution for your business and equipment needs. No matter what your project schedule or budget looks like, we offer various financing structures and terms so you can obtain your equipment fast at a price that works for you.
- Comprehensive: Loan and lease options on new, used and titled equipment
- Competitive: Up to 100% financing for equipment, competitive rates and flexible terms
- Convenience: Customized payment plans based on your needs
- Improve Cash Flow: More affordable monthly payments increase available funds, and payments can be scheduled to coincide with a company's seasonal cash flow
- Preserved Credit: Financing doesn't affect bank lines of credit, so they are preserved for future business needs
- Opportunity: Options for new and small businesses
- Fast Service: Easy application process, quick approvals, same-day POs
- Peace of Mind: Knowledgeable experts to guide you through the process

Our online application makes it quick and easy to get you the equipment you need at a price that’s affordable for you.
A Better Solution For Your Equipment Needs
Why You Should Finance With United Rentals
Get up to 100% financing, terms up to 60 months, fixed rates, and options for new businesses.
Various financing structures and rates to fit your business and equipment needs.
We’ll help guide you through the financing process and answer any questions.
We provide quick one-hour approvals on most deals so you can finance equipment quickly.
Our customers can choose from our extensive fleet of equipment and our United Guard Warranty can also be added to the financing package on certain equipment, a perk that other heavy equipment financing companies cannot offer.
IRS 179 allows businesses to deduct the full purchase price of both new and used equipment from their taxable income.
We make financing easy
Get the equipment you need in five easy steps.
How do I know which option is right for me?
Loan
→ Flexible payment plans with terms up to 60 months
→ Optional down payment
→ Get started right away while building equity
→ You may still qualify to receive tax benefits
Lease
→ Lowest monthly payments
→ Lease for up to 60 months
→ Flexible return and purchase options - choose to purchase outright, extend the lease, or return or upgrade your equipment
→ You may still qualify to receive tax benefits
More on Financing
Financing is available on new, used and titled equipment. Extras such as United Guard, freight, tax, service plans, attachments and accessories can all be included.
We offer a variety of financing structures and terms, including:
- Loan and lease options
- Terms up to 60 months
- Seasonal financing
- Deferred payment options
- Options for small or new businesses
Simply submit an application online at ur.vendorfinancial.com, or fill out our one-page PDF application and email it to ur@captivecorp.com or fax it to 1-800-994-3415.
All we need to get started is the completed online or PDF application. To speed up the process, you can send the last three months of business bank statements (just the first page with balances).
Our team will process your application and can have approvals in as little as one hour.
Anytime! Whether you have specific equipment in mind or are just browsing options, you can see if you’re qualified for financing anytime. Our approvals are valid 90 days from the approval date.
Oui! Our team will work with you to find an option that works for you. You must submit the last three months of business bank statements and may be asked to provide additional information.
We can do a same-day turnaround on most deals! Once your application has been approved and a financing plan has been selected, your contract is sent via DocuSign.
You will receive notifications at each step of the financing process. Our team will keep you informed and let you know if/when they need action from you.
Our team is here to walk you through the process and answer any questions regarding your financing options. Give us a call anytime at 800-261-5815 or email us at ur@captivecorp.com.

Finance Structures

IRS 179 Tax Savings

Reasons to Finance
United Rentals has you covered from financing to purchasing and protecting your used equipment. See related articles below.

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