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Customer Finance Solutions

Finance new and used equipment purchases with our affordable customer financing services.

Apply now or call to talk to a United Rentals financing expert.

The financing you want, the brand you trust

With United Rentals' Customer Finance Program, you can find the best equipment financing solution for your business and equipment needs. No matter what your project schedule or budget looks like, we offer various financing structures and terms so you can obtain your equipment fast at a price that works for you.

  • Comprehensive: Loan and lease options on new, used and titled equipment
  • Competitive: Up to 100% financing for equipment, competitive rates and flexible terms
  • Convenience: Customized payment plans based on your needs
  • Improve Cash Flow: More affordable monthly payments increase available funds, and payments can be scheduled to coincide with a company's seasonal cash flow
  • Preserved Credit: Financing doesn't affect bank lines of credit, so they are preserved for future business needs
  • Opportunity: Options for new and small businesses
  • Fast Service: Easy application process, quick approvals, same-day POs
  • Peace of Mind: Knowledgeable experts to guide you through the process
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Affordable equipment, right at your fingertips.

Our online application makes it quick and easy to get you the equipment you need at a price that’s affordable for you.


A Better Solution For Your Equipment Needs

Why You Should Finance With United Rentals

Flexible Terms

Get up to 100% financing, terms up to 60 months, fixed rates, and options for new businesses.

Competitive Rates

Various financing structures and rates to fit your business and equipment needs.

Dedicated Team

We’ll help guide you through the financing process and answer any questions.

Fast Service

We provide quick one-hour approvals on most deals so you can finance equipment quickly.

Choice of Equipment

Our customers can choose from our extensive fleet of equipment and our United Guard Warranty can also be added to the financing package on certain equipment, a perk that other heavy equipment financing companies cannot offer.

Tax Advantages

IRS 179 allows businesses to deduct the full purchase price of both new and used equipment from their taxable income.

We make financing easy

Get the equipment you need in five easy steps.


How do I know which option is right for me?



→ Flexible payment plans with terms up to 60 months

→ Optional down payment

→ Get started right away while building equity

→ You may still qualify to receive tax benefits



→ Lowest monthly payments

→ Lease for up to 60 months

→ Flexible return and purchase options - choose to purchase outright, extend the lease, or return or upgrade your equipment

→ You may still qualify to receive tax benefits


More on Financing

What equipment can I finance?

Financing is available on new, used and titled equipment. Extras such as United Guard, freight, tax, service plans, attachments and accessories can all be included.

What financing terms and structures are available?

We offer a variety of financing structures and terms, including:

  • Loan and lease options
  • Terms up to 60 months
  • Seasonal financing
  • Deferred payment options
  • Options for small or new businesses


How do I apply for financing?

Simply submit an application online at, or fill out our one-page PDF application and email it to or fax it to 1-800-994-3415.

What documents do I need to apply for financing?

All we need to get started is the completed online or PDF application. To speed up the process, you can send the last three months of business bank statements (just the first page with balances).

How long does it take to find out if I qualify for financing?

Our team will process your application and can have approvals in as little as one hour.

When is a good time to apply for financing?

Anytime! Whether you have specific equipment in mind or are just browsing options, you can see if you’re qualified for financing anytime. Our approvals are valid 90 days from the approval date.

Can I get financing if I have bad credit?

Oui! Our team will work with you to find an option that works for you. You must submit the last three months of business bank statements and may be asked to provide additional information.

How long does the finance process take?

We can do a same-day turnaround on most deals! Once your application has been approved and a financing plan has been selected, your contract is sent via DocuSign.

How will I know the status of my application?

You will receive notifications at each step of the financing process. Our team will keep you informed and let you know if/when they need action from you.

How can I learn more about financing available to me?

Our team is here to walk you through the process and answer any questions regarding your financing options. Give us a call anytime at 800-261-5815 or email us at

Flyers & Downloads

United Rentals has you covered from financing to purchasing and protecting your used equipment. See related articles below.

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Des questions?

Contact a United Rentals Financing expert today.

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